Key Takeaways

  • Medicare subsidies allow for applicants to have some money set aside for burial expenses in their assets.

  • How this burial disregard is treated by states when someone applies for Medicare Savings Programs can vary.

  • Learn more about the restrictions and what additional documentation may be required.

An asset test is a limit on or a set maximum amount of assets (sometimes called resources) a Medicare beneficiary can have to maintain eligibility for a specific benefit program. 

This fact sheet explains how counselors count the burial disregard in considering eligibility for the Part D Extra Help (Low Income Subsidy) and Medicare Savings Programs (MSP).

States allow a $1,500 burial disregard; however, some apply this disregard in a more restrictive manner than others.